Neeraj Kulkarni

Neeraj Kulkarni is the co-founder of credfix, writing about loan resolution, recovery agent rights, legal notices, and CIBIL recovery in India. He has spent 9+ years across lending, fintech, and analytics, previously leading national sales and account management for Udaan's fintech arm. At credfix, he works on helping distressed borrowers resolve debt with clarity and dignity, the same practical guidance he shares in these guides.